Best travel credit card reddit.

Credit cards offer various incentives to their customers in a bid to keep them loyal. This article brings to your knowledge the best credit cards currently available for a frequent...Apr 1, 2023 ... Best Travel Credit Card as of 2023? · TD Aeroplan Visa Infinite - Good card to churn every 2 years (Use for 1 year for free. Downgrade to no fee ...This guide includes the top-pick travel cards, the cards to avoid, and how to check what your card's charging you. Top travel credit and debit cards. Chase – fee-free + 1% cashback. New. Halifax Clarity – fee-free + £20 cashback. Barclaycard Rewards – fee-free + 0.25% cashback.The best cash back setup without dealing without with travel rewards/miles/points would be Bank of America IF you have Platinum Honors - effectively 2.625% is your lowest cash back bar and with the Custom Cash Rewards you’d get up to 5.25% cash back.. I’d also make a compelling argument for the US Bank Altitude Reserve Card on its own because of it’s …Jan 24, 2024 ... I also have Amex Gold, CSR and Chase Southwest RR. Credit is 800.

Chase Sapphire Reserve is good because you get a a $300 travel credit (for the couple of times a year you travel but also hits for things like tolls or parking) and earns pretty well (3x on dining + travel purchases) and can pair with Freedom [Flex] and Freedom Unlimited for 1.5% back on everything + 5% on rotating categories.

May 14, 2023 ... Either Chase Sapphire Preferred or United Explorer card are good entry-level travel cards for someone in your situation. (maybe get both?) If ...

Travel credit cards allow you to earn points or miles for each dollar you spend. You can then use them to book travel, often with a good value for your points. Personally, I've used my points to book flights, renting cars and to book hotel rooms. It's been a great way to save money and I highly recommend it!Another option is Citi because they have a 1 cpp cash redemption, plus their cards have great multipliers and they don't include a rotating category card. The cards are Citi Premier, Double Cash, Custom Cash, and Rewards+. It does have drawbacks compared to Chase such as lack of travel protections, but it's an optimal cash back setup that has ... 2024 Credit Card Recommendations. Card Recommendation Request (Template Used) Current Cards: •Bank Americard Platinum Plus Mastercard (rarely use, currently 0 balance) •Unlimited Cash Rewards Visa Signature (really the only card I regularly use for 1.5% cash back) •Customized Cash Rewards World MasterCard (used for the initial $200 offer ... Credit Card Recommendations for 2023. Card Recommendation Request (Template Used) CREDIT PROFILE. * Current credit cards you are the primary account holder of: Discover it Cash Back, $2.1k limit, 04/2018. CFU, $4k limit, 1/2019. CSP, $16.7k limit, 2/2019. Chase Amazon Rewards, $16.7k limit, 07/2022. Go with a Marriott card. Everyone is different, get the one that is the best for YOU. For a credit card, I'd suggest a Wells Fargo Autograph Visa for 3% back on all hotel spend regardless of the hotel you choose. This card has zero annual fee and zero foreign transaction fees.

Alternatively, Amex Blue Cash Preferred has 6% on groceries, streaming, and 3% on gas & transit. Citi Custom Cash offers 5% back on your highest spending category up to $500/year (could use for travel, transit- full list on their website) Citi double cash offers 2% flat rate - similar to Apple Card but not restricted to apple pay.

5 days ago · 5.0. Up to 5x Reward Rate. Earn 5x on travel purchased through Chase Ultimate Rewards®, 3x on dining, select streaming services and online groceries, 2x on Read More. Welcome Bonus. 60,000 bonus...

CSR, AmEx Plat, Citi Prestige are probably the top premier travel credit cards out there. Each has their upsides and downsides. Head over to the churning subreddit and submit a question to the Weekly What Card Should I Get Thread with the relevant information. I am a bot, and this action was performed automatically.Alternatively, Amex Blue Cash Preferred has 6% on groceries, streaming, and 3% on gas & transit. Citi Custom Cash offers 5% back on your highest spending category up to $500/year (could use for travel, transit- full list on their website) Citi double cash offers 2% flat rate - similar to Apple Card but not restricted to apple pay.ING is the best in terms of cash since they don't charge any atm fees. Best combo is ING for cash and a no foreign transaction fee credit card for all non cash purchases. I actually used to have an ING account not too long ago but have never used them overseas. Up which is what I use currently ditched ATM fee's aswell.Amex Gold Card: You earn rewards you can use/transfer for travel, but the bonus categories are good for dining/groceries in the meantime. Big annual fee, but there are statement credits that can make up for it. Good option if you aren't traveling right away. Chase Sapphire Preferred: Useful travel rewards.Feb 5, 2024 ... Second, you might be better off just getting a couple good Cashback cards. But trying my best to answer your question as presented I would ...So I was thinking maybe booking with Marriott and getting the Marriott Bonvoy Boundless Card. Would it be a good idea to apply for another card and expense everything else but the hotel on it? Current cards: Local Bank Cash Back Card $2000 limit, 2017. FICO Score: 750. Oldest account age: Approximately 4 years. Chase 5/24 status: 0/24 PenFed Pathfinder gets 4x for a $95 fee with a $100 travel credit. From what I read their points are worth slightly less than 1 cent because of fees, but people love the card. If you spend over $5000/yr on travel, the Altitude Reserve outperforms the Propel despite the fee (5000*.045-400+325=5000*.03).

Barclays View Mastercard (formerly Uber Visa), $500, 10/2019. * FICO Scores with source. 770 (Equifax) (don't have access to the others ATM but they should be around the same) * Oldest credit card account age with you as primary name on the account: 2 years, 5 months (Citi Double Cash) * Number of personal credit cards … Credit Card Recommendations for 2023. Card Recommendation Request (Template Used) CREDIT PROFILE. * Current credit cards you are the primary account holder of: Discover it Cash Back, $2.1k limit, 04/2018. CFU, $4k limit, 1/2019. CSP, $16.7k limit, 2/2019. Chase Amazon Rewards, $16.7k limit, 07/2022. Check the other Chase no-annual fee cards. Amazon card has no international transaction fee. You say that you rarely use your current card, so I'm going to provide an alternative answer. I hope you don't mind. I travel internationally on a perpetual basis and I don't have a credit card at all.Bank of America Travel Rewards Credit Card: With this card, you can earn 1.5 points for every dollar spent on all purchases. Additionally, you can earn 25,000 online bonus points (equal to $250 in travel credit) after making at least $1,000 in purchases in the first 90 days of account opening. 1. Love_Juno.Hey guys, I'm fairly new to the credit card world. My oldest credit account being mere 1yr 6months old and I am looking to a suitable long-term credit card mix. That being said, I have already gotten quite a few cards, few just for aesthetics like the apple card (useless!) and others after superficial research mostly based on SUB.

costco card is 3% but only free if use costco (if you would have membership anyway) Garrison_Forrdd. • 2 yr. ago. Bank of America Cash Rewards Credit Card with 3% Choice (Travel) $2,500 each quarter. Read their fine print to see what is qualified as "Travel". partial_to_fractions.

Nov 18, 2023 ... P.S. There is a very cool card called the Greenstate World Mastercard. If gives 5% cash back on hotels and airlines booked directly. Anyone can ...Looking for a credit card that offers the best cash back rates for travel expenses, not looking for points or miles. I want things like Airbnb (which register as travel expenses) to come back as easy cash back. I’m not sure I would be able to buy Airbnb with Chase Freedom Unlimited, which is the only cash back travel card I’m aware of. Best Travel Credit Card.. Vote! Discussion / Conversation. Best travel credit card for: Yearly international travel to multiple countries in one trip (1-2 trips) Yearly domestic travel (2 trips) Upgrades to business and first class seats. I spend a lot on groceries, get weekly takeout/dine in, and have 2 streaming services. HSBC World Elite. Prince of travel has a good review on it. "HSBC credit card holders enjoy more flexibility with travel rewards. Points can be redeemed for a statement credit towards an eligible airline ticket, vacation package, car rental, hotel, cruise or rail ticket charged to an HSBC credit card. There are no blackout dates; …Apr 18, 2023 ... You can also get 1x back on utilities. It's hard to top 3800 points just from rent a month. Points are worth ~2 cents each if you can use them ...Wells Fargo Autograph Journey℠ Visa® Card : Best for generous rewards on hotel spend. Capital One Venture Rewards Credit Card: Best travel credit card for beginners. Citi Premier® Card : Best ... PenFed Pathfinder gets 4x for a $95 fee with a $100 travel credit. From what I read their points are worth slightly less than 1 cent because of fees, but people love the card. If you spend over $5000/yr on travel, the Altitude Reserve outperforms the Propel despite the fee (5000*.045-400+325=5000*.03). Traveling in about a month and a half's time. I wanted to get a credit card that has no foreign transaction fees but would still be good for use in the states. I have a card that has no foreign transaction fees but it's an amazon card and gives 5% back on Amazon purchases and that's about all I use it for normally.

ADMIN MOD. Credit Card Recommendation Flowchart: March 2023. Disclaimer: Amex has made some big changes recently (introducing per-family rules). This appears to still be in-progress and is in a somewhat …

For a card with no minimum income requirements, here are a few options, they're mostly going to be Amex cards. Any really good Visa Infinite and World Elite Mastercards are going to have high income requirements. The Mastercard and Visa cards listed here have no annual fees but offer fairly good rewards. American Express Cobalt.

4.1. The Capital One VentureOne Rewards Credit Card offers many of the same perks as the Capital One Venture Rewards Credit Card, without the burden of an annual fee. If you’re looking for a low ...Depends on how much you spend monthly and if you can hit the minimum spend requirement to get the bonus points. For example the Chase Sapphire Preferred is a good card, but you need to spend $4,000 in 3 months to get the 50,000 points which gets you $625 in travel rewards. If you double dip (requires 2x spending) you get 100,000 points.EnigmaShroud • 41 min. ago. American Express Platinum is a great travel credit card. c0horst • 1 min. ago. If you're 23 and want a starter travel card, just get a Chase Sapphire Preferred. Really hard to go wrong with that as …I will be focusing mainly on the 4 major travel card lenders (American Express, Chase, Capital One, and Citi) since these are the travel cards talked about most often. However, there are cards from other lenders …The Capital One Venture X business card offers the potential to earn a welcome offer of 150,000 bonus miles. In addition, the card comes with many premium travel perks such as an annual $300 travel credit and airport lounge access, at a reasonable annual fee of $395. Business owners are also able to add employee cards …It has a limit of 3,000 PQP at 500 per $12,000 in spend. Quest has the same offer, but it costs like $250/year, so if you wouldn’t get use of the other benefits, it wouldn’t be much good since the Club card gets the same PQP benefits. United Club works for me, the benefits are great, club access, president circle with Hertz are worth it.If you must have a hotel credit card, I think the new IHG Rewards Premier Card by Chase gives you the best bang for your buck. The current SUB is 140,000 after 3k spend, it's got decent earnings, free anniversary night, and you get Platinum Elite status. You also get $100 for TSA Precheck/Global Entry.If you take road trips and need roadside motels look at Citi. Start with Double Cash and Custom Cash and link both cards. Double Cash can transfer to Wyndham 1:0.8 and to Choice 1:1.5. Then you might consider getting Citi Premier and adding more transfer partners and getting better transfer ratios for a $95 annual fee.Template for Card Recommendation Requests: Please use the following template so that everyone can make appropriate recommendations: Current cards: (list cards, limits, …

The card I use the most is the U.S. Bank Altitude Rewards. 3% cash back on mobile wallet purchases. $325 travel and dining credit which, along with the high cash back, offsets the $400 annual fee. Primary rental car coverage, airport lounge coverage, Global Entry reimbursement, good sign-up bonus. $400 annual fee is …Aug 19, 2023 ... Heard a lot of great things about Chase Sapphire Preferred, but also Capital One Venture - since I'm with Capital One already, would it be ...It seems to me the best welcome bonus right now may be. TD First Class Travel® Visa Infinite Card with 100k TD points. or the TD Aeroplan Visa Infinite Card with an offer of …Jun 22, 2023 ... Whats the best credit card for travel? · Eastwest Krisflyer - low forex, high mile earning · BPI Visa Sig - low forex, lounge access · RCBC&nb...Instagram:https://instagram. guitar chords tablature chartentrepreneur podcastinstalling fake lawnhealthy subway sandwiches Me: Amex gold, chase freedom unlimited + preferred, BILT, Apple Card, PayPal credit card (which I never use). I’ve been thinking of getting a travel card, and I’m not sure if it makes sense for both of us to get the Amex plat. Side note: we fly specially to South Korea for my wife’s family twice a year, and tickets are not cheap. removing a garburatorballroom ballroom The US Bank Altitude Reserve will give you 1.5¢ per point on travel purchase period (you can use 3rd party sites, get better deals on flights). But it’s not always certain. Someone else can talk about the nuance with that. So from the major banks, 1.5¢ is close to the best as you’ll get. remodeling house Transunion FICO 8 (from Discover): 736. Oldest credit card account age with you as primary name on the account: 9-10 months. Number of personal credit cards approved for in the past 6 months: Zero. Number of personal credit cards approved for in the past 12 months: Three. Number of personal credit cards approved for in the past 24 months: Three.Alternatively, Amex Blue Cash Preferred has 6% on groceries, streaming, and 3% on gas & transit. Citi Custom Cash offers 5% back on your highest spending category up to $500/year (could use for travel, transit- full list on their website) Citi double cash offers 2% flat rate - similar to Apple Card but not restricted to apple pay.For a card with no minimum income requirements, here are a few options, they're mostly going to be Amex cards. Any really good Visa Infinite and World Elite Mastercards are going to have high income requirements. The Mastercard and Visa cards listed here have no annual fees but offer fairly good rewards. American Express Cobalt.